Identity
St. Cloud started as a settlement on East Lake Tohopekaliga and kept its main street and lakefront park. Around that core, growth from the Narcoossee and Lake Nona side has added a very different, newer city.
Osceola County
St. Cloud
Greater OrlandoFlorida
A historic lakeside city in Osceola County with a genuine downtown on New York Avenue and a large ring of newer subdivisions around it.
Location and access
Osceola County on US-192 and Canoe Creek Road, southeast of Kissimmee.
Everyday life
Here is what I'd tell you about daily life: lakefront park and downtown events on one side; highway retail and new-community amenities on the other.
- The lakefront park and marina on East Lake Toho.
- Historic downtown along New York Avenue.
- Trails and conservation land toward Canoe Creek.
Housing
- Older homes on grid streets near downtown.
- New subdivisions north and east of the city.
- Some rural and acreage parcels at the fringe.
New construction
Something worth watching: substantial and ongoing, particularly on the corridors linking the city toward Lake Nona.
Getting around
For getting around, here is what you should know: car-based; US-192 and Florida's Turnpike carry regional trips.
The area
A lakefront small-town square opening onto the Alligator Chain of lakes.
Real life here
What an ordinary week looks like.
Two rhythms share one city name: a historic Main Street routine around New York Avenue and the lakefront park on East Lake Toho, and a newer, faster-growing side toward Narcoossee and Lake Nona built on wider roads and community amenities. Weekends downtown lean toward the lakefront and events; weekdays on the newer side run on school drop-offs and community pools.
Routines that fit
- Wanting a genuine historic downtown and lakefront within the same city as newer, larger-lot subdivisions.
- Boating, fishing or paddling on East Lake Tohopekaliga as a regular routine.
- Commuting toward Lake Nona or the Narcoossee corridor while keeping a lower entry point than those areas.
Outdoors and leisure
- The lakefront park and marina on East Lake Toho, with a long boardwalk.
- The Kissimmee-St. Cloud rail trail, linking the two downtowns for walking and cycling.
- Trails and conservation land toward Canoe Creek, southeast of downtown.
- Community parks and pools across the newer subdivisions on the north side.
Eating and shopping
Downtown New York Avenue has independent kitchens and cafés near the lakefront; US-192 and the newer commercial nodes toward Narcoossee cover chains, groceries and everyday food.
Supermarkets, pharmacies and clinics are distributed along US-192 and the newer corridors, with hospitals reached in Kissimmee or Lake Nona depending on which side of the city an address sits.
Seasons
Downtown events and the lakefront cluster in the cooler months; growth on the north side keeps the connecting corridors busier year over year, which is worth weighing regardless of season.
Around here
Schools nearby
Real institutions inside this area's radius, ordered by distance. No ratings: assignment depends on the exact address, and a star average does not measure a school.
Michigan Avenue Elementary School
Elementary school
2015. S. Michigan AvenueSt. Cloud, St Cloud, FL 34769, USA
WebsiteSource: Google Places. Names, addresses, photos and ratings are published by Google and can change.
Around here
Restaurants around
Real addresses nearby, with public Google ratings where they exist.
Phyre Saloon and Steakhouse
Restaurant
918 New York Ave, St Cloud, FL 34769, USA
4.7 · 1986 reviews$$
WebsiteThe Catfish Place
This unassuming, family-owned restaurant features daily caught catfish & other seafood standards.
2324 13th St, St Cloud, FL 34769, USA
4.6 · 4077 reviews$$
WebsiteCrabby's On The Lakefront
This waterside outlet of a casual seafood mini-chain offers marina views & a lively happy hour.
1104 E Lakeshore Blvd, St Cloud, FL 34769, USA
4.4 · 3525 reviews$$
WebsiteThe Cup Diner
Locals' joint serving American fare for breakfast, lunch & dinner amid a modest interior.
1407 13th St, St Cloud, FL 34769, USA
4.7 · 3100 reviews$
WebsiteLechonera Saint Cloud restaurant llc
American restaurant
4579 13th St, St Cloud, FL 34769, USA
4.6 · 989 reviews$
WebsiteTaco Town
Taco restaurant
2009 13th St, St Cloud, FL 34769, USA
4.2 · 982 reviews$
Buffet City - Saint Cloud
Low-key, spacious eatery serving an array of Asian buffet fare including sushi & some American fare.
4551 13th St, St Cloud, FL 34769, USA
4.0 · 2997 reviews$
WebsiteIHOP
Long-standing chain serving a wide variety of pancakes & other American breakfast & diner fare.
4101 13th St, St Cloud, FL 34769, USA
4.6 · 5996 reviews$
WebsiteSource: Google Places. Names, addresses, photos and ratings are published by Google and can change.
Around here
Parks and green space
Public parks inside this area's radius.
Peghorn Nature Park
58-acre park with a nature trail & garden, plus a replica of a pioneer village with a schoolhouse.
2101 Peghorn Way, St Cloud, FL 34769, USA
WebsiteSource: Google Places. Names, addresses, photos and ratings are published by Google and can change.
Around here
Things to do here
Cinema, bowling, activities for the children, culture and sport around here, without repeating the parks. I list what actually exists, with the public Google rating where there is one.
Split Oak Axscape Games
Sports activity location
1340 S Narcoossee Rd, St Cloud, FL 34771, USA
5.0 · 348 reviews
WebsiteNew Journey Jiu Jitsu & Grappling LLC
Sports school
1408 Hamlin Ave Unit F & G, St Cloud, FL 34771, USA
5.0 · 104 reviews
WebsiteMarsh Landing Adventures / Orlando Airboat Tours
Guided airboat rides through swamp & the Everglades, with chances to spot gators, eagles & turtles.
Partin Triangle Park, 2830 Neptune Rd, Kissimmee, FL 34744, USA
4.8 · 1408 reviews
WebsiteConfessions of the Hand Tattoo and Fine Art Gallery
Body art service
59 13th St, St Cloud, FL 34769, USA
4.7 · 364 reviews$$$$
WebsiteSt Cloud Twin
Quaint, 1917-era theater is a family-friendly showcase for first-run digital movies.
1111 10th St, St Cloud, FL 34769, USA
4.5 · 1086 reviews
WebsiteRoyal St. Cloud Golf Links
Golf course
5310 Michigan Ave, St Cloud, FL 34772, USA
4.4 · 410 reviews
WebsiteCentral Florida Allstars Cheer and Tumbling
Gym
2012 Jaffa Dr Ste 114, St Cloud, FL 34771, USA
5.0 · 61 reviews
WebsiteDejaVú Gym St. Cloud
Gym
1011 Exchange Pl Unit 110-111, St Cloud, FL 34769, USA
4.6 · 19 reviews
Source: Google Places. Names, addresses, photos and ratings are published by Google and can change.
Real indicators
Market in Osceola County, with sources.
These numbers are published per county, not per neighbourhood or community. They show the direction of the market around this area, they do not estimate the price of a specific home.
Median listing price (county)
The midpoint asking price of homes listed across the whole county that month. It is what sellers ask, not what buyers pay, and a county is far larger than a single community, a specific neighbourhood can sit well above or below it.
$405,875
median asking price (USD)
−4.8% vs. a year earlier
September 2026 · monthly series
Median listing price (county): from $390,913 in September 2021 to $405,875 in September 2026, higher over the period. Low of $390,913 in September 2021 and high of $470,033 in June 2023. 61 real observations.
September 2021, September 2026 · 61 observations
Realtor.com via FRED · St. Louis FedView data table
Showing 1 in every 2 real observations from the selected period.
| Period | Median listing price |
|---|---|
| September 2021 | $390,913 |
| November 2021 | $397,497 |
| January 2022 | $420,000 |
| March 2022 | $424,925 |
| May 2022 | $455,225 |
| July 2022 | $465,000 |
| September 2022 | $450,000 |
| November 2022 | $449,900 |
| January 2023 | $450,000 |
| March 2023 | $459,995 |
| May 2023 | $469,430 |
| July 2023 | $467,495 |
| September 2023 | $469,950 |
| November 2023 | $465,000 |
| January 2024 | $459,000 |
| March 2024 | $455,000 |
| May 2024 | $449,000 |
| July 2024 | $442,000 |
| September 2024 | $433,125 |
| November 2024 | $429,000 |
| January 2025 | $429,925 |
| March 2025 | $429,990 |
| May 2025 | $430,500 |
| July 2025 | $429,900 |
| September 2025 | $426,500 |
| November 2025 | $424,995 |
| January 2026 | $419,900 |
| March 2026 | $420,000 |
| May 2026 | $415,000 |
| July 2026 | $413,950 |
| September 2026 | $405,875 |
Realtor.com via FRED · St. Louis Fed · Housing Inventory: Median Listing Price in Osceola County, FL
Median listing price per square foot (county)
Asking price divided by interior area, at the county midpoint. It travels better between areas than a total price because it partly removes house size from the comparison, but it still ignores lot, age, finish level and view.
$207
USD per square foot
−4.6% vs. a year earlier
September 2026 · monthly series
Median listing price per square foot (county): from $192 in September 2021 to $207 in September 2026, higher over the period. Low of $192 in September 2021 and high of $237 in May 2022. 61 real observations.
September 2021, September 2026 · 61 observations
Realtor.com via FRED · St. Louis FedView data table
Showing 1 in every 2 real observations from the selected period.
| Period | Price per sq ft |
|---|---|
| September 2021 | $192 |
| November 2021 | $198 |
| January 2022 | $206 |
| March 2022 | $223 |
| May 2022 | $237 |
| July 2022 | $235 |
| September 2022 | $233 |
| November 2022 | $230 |
| January 2023 | $229 |
| March 2023 | $229 |
| May 2023 | $231 |
| July 2023 | $233 |
| September 2023 | $234 |
| November 2023 | $233 |
| January 2024 | $232 |
| March 2024 | $231 |
| May 2024 | $229 |
| July 2024 | $229 |
| September 2024 | $226 |
| November 2024 | $224 |
| January 2025 | $224 |
| March 2025 | $223 |
| May 2025 | $221 |
| July 2025 | $218 |
| September 2025 | $217 |
| November 2025 | $216 |
| January 2026 | $215 |
| March 2026 | $213 |
| May 2026 | $211 |
| July 2026 | $209 |
| September 2026 | $207 |
Realtor.com via FRED · St. Louis Fed · Housing Inventory: Median Listing Price per Square Feet in Osceola County, FL
Active listings (county)
How many homes were actively listed for sale in the county during the month: a snapshot of available supply. It says nothing about how many sold and excludes homes already under contract.
4,175
active listings
−0.2% vs. a year earlier
September 2026 · monthly series
Active listings (county): from 876 in September 2021 to 4,175 in September 2026, higher over the period. Low of 545 in March 2022 and high of 4,349 in June 2025. 61 real observations.
September 2021, September 2026 · 61 observations
Realtor.com via FRED · St. Louis FedView data table
Showing 1 in every 2 real observations from the selected period.
| Period | Active listings |
|---|---|
| September 2021 | 876 |
| November 2021 | 883 |
| January 2022 | 630 |
| March 2022 | 545 |
| May 2022 | 975 |
| July 2022 | 1,823 |
| September 2022 | 2,090 |
| November 2022 | 2,341 |
| January 2023 | 2,150 |
| March 2023 | 2,029 |
| May 2023 | 1,945 |
| July 2023 | 2,171 |
| September 2023 | 2,559 |
| November 2023 | 2,875 |
| January 2024 | 2,948 |
| March 2024 | 3,119 |
| May 2024 | 3,443 |
| July 2024 | 3,680 |
| September 2024 | 3,869 |
| November 2024 | 3,942 |
| January 2025 | 3,769 |
| March 2025 | 4,184 |
| May 2025 | 4,316 |
| July 2025 | 4,305 |
| September 2025 | 4,185 |
| November 2025 | 4,246 |
| January 2026 | 3,925 |
| March 2026 | 3,999 |
| May 2026 | 4,112 |
| July 2026 | 4,129 |
| September 2026 | 4,175 |
Realtor.com via FRED · St. Louis Fed · Housing Inventory: Active Listing Count in Osceola County, FL
New listings (county)
Homes that entered the county market for the first time that month. It measures how much new supply arrived, which is what usually changes negotiating room from one season to the next.
928
new listings in the month
+6.4% vs. a year earlier
September 2026 · monthly series
New listings (county): from 978 in September 2021 to 928 in September 2026, lower over the period. Low of 608 in December 2022 and high of 1,324 in May 2022. 61 real observations.
September 2021, September 2026 · 61 observations
Realtor.com via FRED · St. Louis FedView data table
Showing 1 in every 2 real observations from the selected period.
| Period | New listings |
|---|---|
| September 2021 | 978 |
| November 2021 | 852 |
| January 2022 | 944 |
| March 2022 | 1,146 |
| May 2022 | 1,324 |
| July 2022 | 1,236 |
| September 2022 | 970 |
| November 2022 | 712 |
| January 2023 | 870 |
| March 2023 | 898 |
| May 2023 | 918 |
| July 2023 | 960 |
| September 2023 | 940 |
| November 2023 | 868 |
| January 2024 | 914 |
| March 2024 | 996 |
| May 2024 | 1,054 |
| July 2024 | 1,038 |
| September 2024 | 920 |
| November 2024 | 896 |
| January 2025 | 1,100 |
| March 2025 | 1,100 |
| May 2025 | 980 |
| July 2025 | 938 |
| September 2025 | 872 |
| November 2025 | 916 |
| January 2026 | 1,068 |
| March 2026 | 1,030 |
| May 2026 | 1,008 |
| July 2026 | 968 |
| September 2026 | 928 |
Realtor.com via FRED · St. Louis Fed · Housing Inventory: New Listing Count in Osceola County, FL
Median days on market (county)
The midpoint of how long county listings stayed on the market that month: half were listed for less, half for more. It measures pace, not price.
92
days on market
−2.1% vs. a year earlier
September 2026 · monthly series
Median days on market (county): from 36 in September 2021 to 92 in September 2026, higher over the period. Low of 26 in May 2022 and high of 100 in January 2026. 61 real observations.
September 2021, September 2026 · 61 observations
Realtor.com via FRED · St. Louis FedView data table
Showing 1 in every 2 real observations from the selected period.
| Period | Days on market |
|---|---|
| September 2021 | 36 |
| November 2021 | 42 |
| January 2022 | 47 |
| March 2022 | 30 |
| May 2022 | 26 |
| July 2022 | 32 |
| September 2022 | 54 |
| November 2022 | 65 |
| January 2023 | 79 |
| March 2023 | 61 |
| May 2023 | 60 |
| July 2023 | 57 |
| September 2023 | 58 |
| November 2023 | 67 |
| January 2024 | 83 |
| March 2024 | 70 |
| May 2024 | 69 |
| July 2024 | 73 |
| September 2024 | 79 |
| November 2024 | 86 |
| January 2025 | 91 |
| March 2025 | 71 |
| May 2025 | 78 |
| July 2025 | 91 |
| September 2025 | 94 |
| November 2025 | 91 |
| January 2026 | 100 |
| March 2026 | 84 |
| May 2026 | 81 |
| July 2026 | 87 |
| September 2026 | 92 |
Realtor.com via FRED · St. Louis Fed · Housing Inventory: Median Days on Market in Osceola County, FL
Metro and statewide context
Median listing price
$410,000
median asking price (USD)
−2.5% vs. a year earlier
September 2026 · monthly series
Florida house price index
825.7
index · base 1980:Q1 = 100
+1.4% vs. a year earlier
Q2 2026 · quarterly series
30-year fixed mortgage rate
7.24%
annual rate
+1.07 percentage points vs. a year earlier
Week ending Oct 29, 2026 · weekly average
Honest trade-offs
What you accept when you choose this area.
Trade-offs
- Two very different housing markets share one city name.
- Growth is straining the main east-west corridors.
- Distance to Orlando's core is longer than from north Osceola.
Compare
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