Identity
Clearwater has two distinct halves: the beach on the barrier island, dominated by resorts and condominiums, and the mainland city, which is residential and commercial with an elevated downtown overlooking the harbour.
Pinellas County
Greater OrlandoCentral Florida
A Gulf coast city with a well-known barrier-island beach, a mainland downtown on the bluff and a large condominium market.
Talk to DaniClearwater has two distinct halves: the beach on the barrier island, dominated by resorts and condominiums, and the mainland city, which is residential and commercial with an elevated downtown overlooking the harbour.
Pinellas County on the Gulf, north of St. Petersburg, connected by US-19 and the causeway.
Beach and marina on one side, everyday retail and services on the mainland corridors.
Mostly redevelopment: replacement of older beachfront buildings and mainland infill.
Car-based, with heavy causeway traffic to the beach in season.

The area
Gulf-front sand giving way to a working harbor and causeway views.
Real life here
Clearwater effectively runs on two clocks: the mainland city, with its elevated downtown overlooking the harbor and everyday errands along US-19, and the barrier-island beach, reached by causeway, where the day is organized around the sand, the pier and the marina. Many residents live on one side and cross to the other regularly rather than treating them as a single place.
The beach carries resort and casual dining aimed heavily at visitors, while the mainland downtown and surrounding neighborhoods have a calmer, more local mix of restaurants and everyday food shopping.
Everyday groceries, pharmacies and clinics are on the mainland side; the beach itself is lighter on daily-use retail and geared more toward visitor services.
Hurricane season runs June through November, and the barrier island carries meaningfully higher wind and surge exposure than the mainland, which shows up directly in insurance requirements and building reserve funds for beachfront condominiums. Causeway traffic to the beach intensifies in the warmer months and around holidays, separate from year-round mainland traffic patterns.
Real indicators
These numbers are published per county, not per neighbourhood or community. They show the direction of the market around this area — they do not estimate the price of a specific home.
The midpoint asking price of homes listed across the whole county that month. It is what sellers ask, not what buyers pay, and a county is far larger than a single community — a specific neighbourhood can sit well above or below it.
$420,000
median asking price (USD)
−4.5% vs. a year earlier
August 2026 · monthly series
Median listing price (county): from $375,000 in August 2021 to $420,000 in August 2026 — higher over the period. Low of $375,000 in August 2021 and high of $489,000 in July 2023. 61 real observations.
August 2021 — August 2026 · 61 observations
Realtor.com via FRED · St. Louis FedShowing 1 in every 2 real observations from the selected period.
| Period | Median listing price |
|---|---|
| August 2021 | $375,000 |
| October 2021 | $399,700 |
| December 2021 | $404,850 |
| February 2022 | $400,000 |
| April 2022 | $439,900 |
| June 2022 | $480,000 |
| August 2022 | $475,000 |
| October 2022 | $459,000 |
| December 2022 | $449,900 |
| February 2023 | $449,000 |
| April 2023 | $449,000 |
| June 2023 | $475,000 |
| August 2023 | $482,500 |
| October 2023 | $475,000 |
| December 2023 | $460,000 |
| February 2024 | $457,000 |
| April 2024 | $457,672 |
| June 2024 | $465,000 |
| August 2024 | $449,900 |
| October 2024 | $422,175 |
| December 2024 | $415,000 |
| February 2025 | $425,000 |
| April 2025 | $433,225 |
| June 2025 | $439,950 |
| August 2025 | $440,000 |
| October 2025 | $429,950 |
| December 2025 | $429,900 |
| February 2026 | $439,700 |
| April 2026 | $445,000 |
| June 2026 | $430,000 |
| August 2026 | $420,000 |
Realtor.com via FRED · St. Louis Fed · Housing Inventory: Median Listing Price in Pinellas County, FL
Asking price divided by interior area, at the county midpoint. It travels better between areas than a total price because it partly removes house size from the comparison — but it still ignores lot, age, finish level and view.
$300
USD per square foot
−3.5% vs. a year earlier
August 2026 · monthly series
Median listing price per square foot (county): from $260 in August 2021 to $300 in August 2026 — higher over the period. Low of $260 in August 2021 and high of $338 in July 2023. 61 real observations.
August 2021 — August 2026 · 61 observations
Realtor.com via FRED · St. Louis FedShowing 1 in every 2 real observations from the selected period.
| Period | Price per sq ft |
|---|---|
| August 2021 | $260 |
| October 2021 | $273 |
| December 2021 | $280 |
| February 2022 | $294 |
| April 2022 | $309 |
| June 2022 | $324 |
| August 2022 | $323 |
| October 2022 | $319 |
| December 2022 | $318 |
| February 2023 | $322 |
| April 2023 | $323 |
| June 2023 | $336 |
| August 2023 | $336 |
| October 2023 | $333 |
| December 2023 | $330 |
| February 2024 | $330 |
| April 2024 | $328 |
| June 2024 | $328 |
| August 2024 | $320 |
| October 2024 | $308 |
| December 2024 | $306 |
| February 2025 | $311 |
| April 2025 | $313 |
| June 2025 | $312 |
| August 2025 | $311 |
| October 2025 | $307 |
| December 2025 | $308 |
| February 2026 | $313 |
| April 2026 | $312 |
| June 2026 | $307 |
| August 2026 | $300 |
Realtor.com via FRED · St. Louis Fed · Housing Inventory: Median Listing Price per Square Feet in Pinellas County, FL
How many homes were actively listed for sale in the county during the month: a snapshot of available supply. It says nothing about how many sold and excludes homes already under contract.
6,607
active listings
−11.2% vs. a year earlier
August 2026 · monthly series
Active listings (county): from 1,836 in August 2021 to 6,607 in August 2026 — higher over the period. Low of 1,077 in February 2022 and high of 8,214 in May 2025. 61 real observations.
August 2021 — August 2026 · 61 observations
Realtor.com via FRED · St. Louis FedShowing 1 in every 2 real observations from the selected period.
| Period | Active listings |
|---|---|
| August 2021 | 1,836 |
| October 2021 | 1,708 |
| December 2021 | 1,469 |
| February 2022 | 1,077 |
| April 2022 | 1,233 |
| June 2022 | 2,143 |
| August 2022 | 2,970 |
| October 2022 | 3,213 |
| December 2022 | 3,581 |
| February 2023 | 3,346 |
| April 2023 | 3,186 |
| June 2023 | 3,186 |
| August 2023 | 3,229 |
| October 2023 | 4,222 |
| December 2023 | 4,891 |
| February 2024 | 5,486 |
| April 2024 | 6,118 |
| June 2024 | 6,428 |
| August 2024 | 6,458 |
| October 2024 | 5,796 |
| December 2024 | 6,043 |
| February 2025 | 6,903 |
| April 2025 | 8,003 |
| June 2025 | 8,148 |
| August 2025 | 7,443 |
| October 2025 | 7,175 |
| December 2025 | 7,014 |
| February 2026 | 7,242 |
| April 2026 | 7,215 |
| June 2026 | 6,940 |
| August 2026 | 6,607 |
Realtor.com via FRED · St. Louis Fed · Housing Inventory: Active Listing Count in Pinellas County, FL
Homes that entered the county market for the first time that month. It measures how much new supply arrived, which is what usually changes negotiating room from one season to the next.
1,572
new listings in the month
−10.3% vs. a year earlier
August 2026 · monthly series
New listings (county): from 2,176 in August 2021 to 1,572 in August 2026 — lower over the period. Low of 1,344 in December 2022 and high of 2,680 in March 2025. 61 real observations.
August 2021 — August 2026 · 61 observations
Realtor.com via FRED · St. Louis FedShowing 1 in every 2 real observations from the selected period.
| Period | New listings |
|---|---|
| August 2021 | 2,176 |
| October 2021 | 1,944 |
| December 2021 | 1,698 |
| February 2022 | 1,908 |
| April 2022 | 2,196 |
| June 2022 | 2,116 |
| August 2022 | 1,886 |
| October 2022 | 1,812 |
| December 2022 | 1,344 |
| February 2023 | 1,944 |
| April 2023 | 1,908 |
| June 2023 | 1,724 |
| August 2023 | 1,828 |
| October 2023 | 2,040 |
| December 2023 | 1,444 |
| February 2024 | 2,246 |
| April 2024 | 2,420 |
| June 2024 | 2,148 |
| August 2024 | 1,884 |
| October 2024 | 1,888 |
| December 2024 | 1,724 |
| February 2025 | 2,596 |
| April 2025 | 2,568 |
| June 2025 | 2,008 |
| August 2025 | 1,752 |
| October 2025 | 1,948 |
| December 2025 | 1,396 |
| February 2026 | 2,128 |
| April 2026 | 2,070 |
| June 2026 | 1,870 |
| August 2026 | 1,572 |
Realtor.com via FRED · St. Louis Fed · Housing Inventory: New Listing Count in Pinellas County, FL
The midpoint of how long county listings stayed on the market that month: half were listed for less, half for more. It measures pace, not price.
85
days on market
0.0% vs. a year earlier
August 2026 · monthly series
Median days on market (county): from 31 in August 2021 to 85 in August 2026 — higher over the period. Low of 25 in May 2022 and high of 87 in September 2025. 61 real observations.
August 2021 — August 2026 · 61 observations
Realtor.com via FRED · St. Louis FedShowing 1 in every 2 real observations from the selected period.
| Period | Days on market |
|---|---|
| August 2021 | 31 |
| October 2021 | 36 |
| December 2021 | 50 |
| February 2022 | 31 |
| April 2022 | 26 |
| June 2022 | 29 |
| August 2022 | 39 |
| October 2022 | 50 |
| December 2022 | 54 |
| February 2023 | 54 |
| April 2023 | 50 |
| June 2023 | 50 |
| August 2023 | 50 |
| October 2023 | 45 |
| December 2023 | 57 |
| February 2024 | 59 |
| April 2024 | 57 |
| June 2024 | 61 |
| August 2024 | 71 |
| October 2024 | 78 |
| December 2024 | 69 |
| February 2025 | 64 |
| April 2025 | 60 |
| June 2025 | 74 |
| August 2025 | 85 |
| October 2025 | 84 |
| December 2025 | 81 |
| February 2026 | 84 |
| April 2026 | 74 |
| June 2026 | 76 |
| August 2026 | 85 |
Realtor.com via FRED · St. Louis Fed · Housing Inventory: Median Days on Market in Pinellas County, FL
Median listing price
$415,000
median asking price (USD)
−1.9% vs. a year earlier
August 2026 · monthly series
Florida house price index
825.7
index · base 1980:Q1 = 100
+1.4% vs. a year earlier
Q2 2026 · quarterly series
30-year fixed mortgage rate
6.71%
annual rate
+0.21 percentage points vs. a year earlier
Week ending Sep 03, 2026 · weekly average
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